All stories by Sanjay Kumar Singh
Better to revive old LIC policy or buy new one?
Rediff.com5 Dec 2019LIC is currently allowing customers to revive policies that have lapsed for more than two years.
Rising child healthcare cost? Opt for family floater plan
Rediff.com26 Nov 2019Once the child is 90 days old, parents must add her to the family health floater cover, suggests Sanjay Kumar Singh.
Ageing parents? How to meet medical expenses
Rediff.com22 Nov 2019'Children should include their parents in the group health insurance cover provided by the employer at the earliest.' 'However, the elderly should not depend on it alone and should also buy a personal health cover,' suggests Sanjay Kumar Singh.
Joker's Stash: Hope your credit, debit card details are not up for sale
Rediff.com15 Nov 2019Reports suggest this lot could fetch the cybercriminal as much as $130 million upon sale.
Think twice before exiting SIPs prematurely
Rediff.com14 Nov 2019Investors may have already borne most of the pain and hence should not give up now, says Sanjay Kumar Singh.
IT, pharma funds safe bets in a bad market
Rediff.com5 Nov 2019Investors, however, need to understand their prospects before deciding to raise their exposure to these export-oriented sectors, suggests Sanjay Kumar Singh.
Layoffs coming? How to prepare financially
Rediff.com4 Nov 2019Assume the worst regarding how long your unemployment could last and make conserving cash your topmost priority, suggests Sanjay Kumar Singh.
Taking a personal loan? Read this first!
Rediff.com29 Aug 2019Before taking such loans, compare the interest rates charged by various players, advises Sanjay Kumar Singh.
What to do if your MF is exposed to DHFL
Rediff.com25 Jul 2019Take a call to stay put or opt our based on whether you think the company will be able to find a strategic investor, suggests Sanjay Kumar Singh.
Sitharaman's 4-pronged attack on tax leakages
Rediff.com15 Jul 2019In this Budget, too, there were a number of measures aimed at plugging tax leakages and ensuring greater compliance, says Sanjay Kumar Singh.
How to get health cover for senior citizens
Rediff.com15 Jul 2019A number of insurers offer health policies designed especially for senior citizens.
5 key mistakes to avoid while filing I-T returns
Rediff.com2 Jul 2019Incomes such as dividend, interest on tax-free bonds, eligible gifts, etc should also be reported even though they are tax exempt, suggests Sanjay Kumar Singh.
Hazards of investing in ponzi schemes
Rediff.com1 Jul 2019The news of Bengaluru-based IMA cheating thousands once again underlines the need for investors to steer clear of unregulated deposit schemes. The most important sign of a Ponzi scheme is the promise of exorbitant returns and so investors must ask how the promoter expects to earn the kind of return he is promising, says Sanjay Kumar Singh.
Buying property? Please read this!
Rediff.com14 Jun 2019Before buying property, please carefully study the agreement with the builder, advises Sanjay Kumar Singh.
Here's some good news for central govt employees
Rediff.com24 May 2019Now govt employees to enjoy greater say in how their NPS corpus is invested. Younger employees should raise their allocation to equities in this very long-term investment instrument
Enter midcaps with a 5 year horizon
Rediff.com28 Mar 2019Investors not stop their SIPs or STPs due to election-related uncertainty.
How to enhance your medical insurance coverage
Rediff.com25 Mar 2019A sum insured of Rs 3 lakh to Rs 5 lakh may have been sufficient seven-eight years ago but would be inadequate today, especially for people living in metros, points out Sanjay Kumar Singh.
Tough law against illegal deposits
Rediff.com22 Mar 2019'People who have unaccounted money often park it in unregulated deposit schemes.' 'Curbing illegal deposit-raising activity will also carry forward the government's drive against black money.'
Why fixed maturity plans work better than FD
Rediff.com14 Mar 2019Heed your liquidity needs before investing in an FMP.
Got a job? Invest, but avoid these mistakes
Rediff.com12 Mar 2019Those just starting their careers should avoid adding to their liabilities, especially if they already have an education loan. They should think hard before taking a car or home loan.